Terms and Conditions of Service
Review these Terms and Conditions for using ulexaqivor.pro, ensuring transparency and clarity for every visitor to our platform.
January 2, 2026
Acceptance of Terms
By visiting or using this site, you agree to the outlined Terms and Conditions. Please review carefully to understand your rights and obligations while using our financial advice content and features.
Definitions
The following definitions clarify key terms within these Terms and Conditions.
"Site" means ulexaqivor.pro, which offers articles and resources about financial literacy and well-being.
"User" refers to anyone browsing, submitting information, or interacting with content on our site.
"Content" encompasses all articles, blog posts, features, and information published on this platform.
"We", "us", or "our" indicates the organization managing ulexaqivor.pro.
Use of Services
Our site is intended as an information resource for financial literacy and related topics. Use it for personal, non-commercial purposes only.
Eligibility
You must be at least 18 years old to access or interact with certain features. Users are responsible for ensuring their use complies with local laws.
Some content or services may require age verification.
User Responsibilities
Users agree to behave respectfully and lawfully while engaging with our content and community.
Prohibited Uses
We prohibit improper or unlawful use of our content and services.
Intellectual Property
All site content belongs to ulexaqivor.pro or its content creators. You may view and share for personal use but must obtain written permission to reproduce, modify, or distribute content.
User Content
You may submit feedback, comments, or inquiries through provided channels. Submissions must align with our standards.
User Content Rights & Removal
By submitting content, you permit us to share or remove it as needed to maintain site quality and compliance.
Privacy and Data Protection
Your privacy is important to us; all personal data is processed according to our Privacy Policy and Malaysian regulations.
Read Privacy PolicyImportant Disclaimers and Limitations
Financial advice shared is general in nature and may not suit every individual situation.
General Warning
Results may vary depending on your personal circumstances, decisions, and external factors.
Limitation of Liability
Site owners are not liable for any loss, damage, or outcomes resulting from reliance on published content.
Indemnification
You agree to indemnify us for any claims arising from your misuse of site content or violation of these terms.
Dispute Resolution Process
We encourage open communication to resolve concerns related to site use or content.
Arbitration
Disputes not resolved informally may be handled through binding arbitration under Malaysian law.
Certain disputes must adhere to statutory processes as provided by law.
Online Dispute Resolution Support
You may use official online channels for dispute resolution, subject to Malaysian consumer rights.
Read Legal DisclaimerSeverability
If any provision is found unenforceable, the remaining terms continue to apply.
Entire Agreement Statement
These Terms, along with referenced policies, form the entire agreement between the user and site.
Applicable Law and Jurisdiction
Malaysian law governs these Terms. Jurisdiction for disputes is within Malaysia.
Termination
We reserve the right to suspend or remove site access for violations of these Terms.
Modifications
We may update these Terms at any time. Changes become effective upon posting on the site.
Contact for Terms Questions
Contact us for questions or clarifications regarding these Terms and Conditions.
Email: content@ulexaqivor.pro
Phone: +60 3-8267 6738
Address: Jalan Kuning, Menara Pelangi, Johor Bahru 80400 Malaysia
Effective Date of Terms: January 2, 2026
Version: 1.2